  :root {
    --navy: #0B1F3B;
    --navy-mid: #122647;
    --navy-light: #1a3560;
    --gold: #D4AF37;
    --gold-light: #e8c84a;
    --gold-pale: #f5e89a;
    --gold-dim: rgba(212,175,55,0.15);
    --bg: #F7F8FA;
    --bg2: #ECEEF2;
    --white: #ffffff;
    --text: #1a2840;
    --text-mid: #4a5568;
    --text-light: #8896aa;
    --radius: 16px;
    --radius-lg: 24px;
    --shadow: 0 4px 24px rgba(11,31,59,0.10);
    --shadow-lg: 0 12px 48px rgba(11,31,59,0.15);
    --shadow-gold: 0 8px 32px rgba(212,175,55,0.25);
    --transition: 0.4s cubic-bezier(0.16,1,0.3,1);
  }

  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

  html { scroll-behavior: smooth; }

  body {
    font-family: 'DM Sans', sans-serif;
    background: var(--bg);
    color: var(--text);
    overflow-x: hidden;
    line-height: 1.6;
  }

  /* ─── PAGE LOAD ─── */
  #loader {
    position: fixed; inset: 0; z-index: 9999;
    background: var(--navy);
    display: flex; align-items: center; justify-content: center;
    flex-direction: column; gap: 20px;
    transition: opacity 0.6s ease, visibility 0.6s ease;
  }
  #loader.hidden { opacity: 0; visibility: hidden; }
  .loader-logo {
    font-family: 'Playfair Display', serif;
    font-size: 2rem; font-weight: 700; color: var(--white);
    letter-spacing: -0.02em;
  }
  .loader-logo span { color: var(--gold); }
  .loader-bar {
    width: 180px; height: 2px; background: rgba(255,255,255,0.1);
    border-radius: 2px; overflow: hidden;
  }
  .loader-fill {
    height: 100%; width: 0; background: var(--gold);
    border-radius: 2px;
    animation: loadfill 1.4s cubic-bezier(0.4,0,0.2,1) forwards;
  }
  @keyframes loadfill { to { width: 100%; } }

  /* ─── NAV ─── */
  nav {
    position: fixed; top: 0; left: 0; right: 0; z-index: 100;
    padding: 0 5%;
    display: flex; align-items: center; justify-content: space-between;
    height: 72px;
    background: rgba(11,31,59,0.92);
    backdrop-filter: blur(20px) saturate(180%);
    border-bottom: 1px solid rgba(212,175,55,0.12);
    transition: all 0.3s ease;
  }
  nav.scrolled {
    height: 64px;
    background: rgba(11,31,59,0.97);
    box-shadow: 0 4px 32px rgba(0,0,0,0.25);
  }
  .nav-brand {
    font-family: 'Playfair Display', serif;
    font-size: 1.35rem; font-weight: 700; color: var(--white);
    text-decoration: none; letter-spacing: -0.01em;
    display: flex; align-items: center; gap: 10px;
  }
  .nav-brand .brand-icon {
    width: 36px; height: 36px;
    background: linear-gradient(135deg, var(--gold), #b8960c);
    border-radius: 8px;
    display: flex; align-items: center; justify-content: center;
    font-size: 1rem; font-weight: 700; color: var(--navy);
    font-family: 'Playfair Display', serif;
    box-shadow: 0 4px 12px rgba(212,175,55,0.4);
  }
  .nav-links {
    display: flex; align-items: center; gap: 32px; list-style: none;
  }
  .nav-links a {
    color: rgba(255,255,255,0.75); text-decoration: none;
    font-size: 0.9rem; font-weight: 500; letter-spacing: 0.02em;
    transition: color 0.2s;
    position: relative;
  }
  .nav-links a::after {
    content: ''; position: absolute; bottom: -4px; left: 0; right: 0;
    height: 1px; background: var(--gold);
    transform: scaleX(0); transition: transform 0.3s;
    transform-origin: left;
  }
  .nav-links a:hover { color: var(--gold); }
  .nav-links a:hover::after { transform: scaleX(1); }
  .nav-cta {
    background: linear-gradient(135deg, var(--gold), #b8960c) !important;
    color: var(--navy) !important; padding: 10px 20px !important;
    border-radius: 8px; font-weight: 600 !important;
    box-shadow: 0 4px 16px rgba(212,175,55,0.3);
    transition: all 0.3s !important;
  }
  .nav-cta::after { display: none !important; }
  .nav-cta:hover { transform: translateY(-1px); box-shadow: 0 6px 20px rgba(212,175,55,0.4) !important; }

  .hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 4px; }
  .hamburger span { display: block; width: 24px; height: 2px; background: var(--white); border-radius: 2px; transition: all 0.3s; }

  @media(max-width:768px) {
    .nav-links { display: none; }
    .hamburger { display: flex; }
  }

  /* ─── SECTIONS ─── */
  section { position: relative; overflow: hidden; }

  /* ─── HERO ─── */
  #hero {
    min-height: 100vh;
    background: var(--navy);
    display: flex; align-items: center;
    padding: 72px 5% 0;
  }
  .hero-bg {
    position: absolute; inset: 0; overflow: hidden; z-index: 0;
  }
  .hero-blob {
    position: absolute; border-radius: 50%;
    filter: blur(80px); opacity: 0.15;
    animation: blobFloat 8s ease-in-out infinite;
  }
  .hero-blob-1 {
    width: 600px; height: 600px;
    background: radial-gradient(circle, var(--gold), transparent);
    top: -200px; right: -100px;
    animation-delay: 0s;
  }
  .hero-blob-2 {
    width: 400px; height: 400px;
    background: radial-gradient(circle, #1e90ff, transparent);
    bottom: 100px; left: -100px;
    animation-delay: 3s;
  }
  .hero-blob-3 {
    width: 300px; height: 300px;
    background: radial-gradient(circle, var(--gold), transparent);
    bottom: 200px; right: 25%;
    animation-delay: 5s; opacity: 0.08;
  }
  @keyframes blobFloat {
    0%, 100% { transform: translateY(0) scale(1); }
    50% { transform: translateY(-30px) scale(1.05); }
  }
  .hero-grid-overlay {
    position: absolute; inset: 0;
    background-image:
      linear-gradient(rgba(212,175,55,0.05) 1px, transparent 1px),
      linear-gradient(90deg, rgba(212,175,55,0.05) 1px, transparent 1px);
    background-size: 60px 60px;
    mask-image: radial-gradient(ellipse at 60% 40%, black 30%, transparent 70%);
  }
  .hero-content {
    position: relative; z-index: 2;
    max-width: 1200px; margin: 0 auto;
    display: grid; grid-template-columns: 1fr 1fr; gap: 80px;
    align-items: center; width: 100%;
    padding: 80px 0;
  }
  .hero-badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(212,175,55,0.12);
    border: 1px solid rgba(212,175,55,0.3);
    border-radius: 100px; padding: 6px 16px;
    font-size: 0.78rem; font-weight: 600; color: var(--gold);
    letter-spacing: 0.08em; text-transform: uppercase;
    margin-bottom: 24px;
    opacity: 0; animation: fadeUp 0.6s 1.5s forwards;
  }
  .hero-badge::before {
    content: ''; width: 6px; height: 6px; border-radius: 50%;
    background: var(--gold);
    animation: pulse 2s infinite;
  }
  @keyframes pulse {
    0%,100% { box-shadow: 0 0 0 0 rgba(212,175,55,0.6); }
    50% { box-shadow: 0 0 0 6px rgba(212,175,55,0); }
  }
  .hero-title {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2.8rem, 5vw, 4.2rem);
    font-weight: 700; color: var(--white);
    line-height: 1.1; letter-spacing: -0.03em;
    margin-bottom: 24px;
    opacity: 0; animation: fadeUp 0.7s 1.6s forwards;
  }
  .hero-title em {
    font-style: normal; color: var(--gold);
    position: relative; display: inline-block;
  }
  .hero-title em::after {
    content: ''; position: absolute; bottom: -4px; left: 0; right: 0;
    height: 3px; background: linear-gradient(90deg, var(--gold), transparent);
    border-radius: 2px;
  }
  .hero-sub {
    font-size: 1.1rem; font-weight: 300; color: rgba(255,255,255,0.65);
    line-height: 1.7; max-width: 480px; margin-bottom: 40px;
    opacity: 0; animation: fadeUp 0.7s 1.75s forwards;
  }
  .hero-buttons {
    display: flex; flex-wrap: wrap; gap: 14px;
    opacity: 0; animation: fadeUp 0.7s 1.9s forwards;
  }
  .btn-primary {
    display: inline-flex; align-items: center; gap: 10px;
    background: linear-gradient(135deg, var(--gold) 0%, #b8960c 100%);
    color: var(--navy); padding: 15px 28px;
    border-radius: 10px; font-weight: 700; font-size: 0.95rem;
    text-decoration: none; letter-spacing: 0.01em;
    box-shadow: 0 8px 24px rgba(212,175,55,0.35);
    transition: all var(--transition);
    border: none; cursor: pointer;
    position: relative; overflow: hidden;
  }
  .btn-primary::before {
    content: ''; position: absolute; inset: 0;
    background: linear-gradient(135deg, rgba(255,255,255,0.2), transparent);
    opacity: 0; transition: opacity 0.3s;
  }
  .btn-primary:hover { transform: translateY(-3px); box-shadow: 0 12px 36px rgba(212,175,55,0.5); }
  .btn-primary:hover::before { opacity: 1; }
  .btn-secondary {
    display: inline-flex; align-items: center; gap: 10px;
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.2);
    color: var(--white); padding: 15px 28px;
    border-radius: 10px; font-weight: 500; font-size: 0.95rem;
    text-decoration: none;
    transition: all var(--transition);
    backdrop-filter: blur(10px);
  }
  .btn-secondary:hover {
    background: rgba(255,255,255,0.14);
    border-color: rgba(212,175,55,0.5);
    color: var(--gold); transform: translateY(-2px);
  }
  .hero-trust {
    display: flex; align-items: center; gap: 24px; margin-top: 40px;
    opacity: 0; animation: fadeUp 0.7s 2.05s forwards;
  }
  .trust-divider { width: 1px; height: 32px; background: rgba(255,255,255,0.15); }
  .trust-item { text-align: center; }
  .trust-num {
    font-family: 'Playfair Display', serif;
    font-size: 1.6rem; font-weight: 700; color: var(--gold);
    display: block; line-height: 1;
  }
  .trust-label { font-size: 0.72rem; color: rgba(255,255,255,0.5); letter-spacing: 0.05em; text-transform: uppercase; }

  /* Hero right visual */
  .hero-visual {
    position: relative; opacity: 0;
    animation: fadeLeft 0.8s 2s forwards;
  }
  .hero-card-stack {
    position: relative; padding: 20px;
  }
  .hero-card {
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: var(--radius-lg);
    padding: 28px; backdrop-filter: blur(20px);
    position: relative;
  }
  .hero-card-glow {
    position: absolute; inset: -1px; border-radius: var(--radius-lg);
    background: linear-gradient(135deg, rgba(212,175,55,0.3) 0%, transparent 60%, rgba(212,175,55,0.1) 100%);
    z-index: -1;
  }
  .hc-header { display: flex; align-items: center; justify-content: space-between; margin-bottom: 24px; }
  .hc-tag {
    font-family: 'DM Mono', monospace;
    font-size: 0.72rem; color: var(--gold);
    background: rgba(212,175,55,0.1); padding: 4px 10px;
    border-radius: 4px; border: 1px solid rgba(212,175,55,0.2);
    letter-spacing: 0.06em;
  }
  .hc-status {
    display: flex; align-items: center; gap: 6px;
    font-size: 0.75rem; color: #4ade80;
  }
  .hc-status::before { content:''; width:7px; height:7px; border-radius:50%; background:#4ade80; animation: pulse 2s infinite; }
  .hc-title { font-family: 'Playfair Display', serif; font-size: 1.1rem; color: var(--white); margin-bottom: 6px; }
  .hc-sub { font-size: 0.82rem; color: rgba(255,255,255,0.45); margin-bottom: 20px; }
  .hc-items { display: flex; flex-direction: column; gap: 10px; }
  .hc-item {
    display: flex; align-items: center; gap: 12px;
    background: rgba(255,255,255,0.04); border-radius: 10px; padding: 12px 14px;
    border: 1px solid rgba(255,255,255,0.06);
  }
  .hc-item-icon {
    width: 32px; height: 32px; border-radius: 8px;
    display: flex; align-items: center; justify-content: center;
    font-size: 1rem; flex-shrink: 0;
  }
  .hc-item-text { flex: 1; }
  .hc-item-name { font-size: 0.82rem; font-weight: 600; color: rgba(255,255,255,0.85); }
  .hc-item-desc { font-size: 0.72rem; color: rgba(255,255,255,0.4); }
  .hc-item-price { font-family: 'DM Mono', monospace; font-size: 0.88rem; font-weight: 500; color: var(--gold); }
  .hero-float-badge {
    position: absolute; bottom: -10px; right: -20px;
    background: rgba(255,255,255,0.08); border: 1px solid rgba(212,175,55,0.3);
    border-radius: 12px; padding: 14px 18px;
    backdrop-filter: blur(20px);
    display: flex; align-items: center; gap: 12px;
    animation: floatBadge 4s ease-in-out infinite;
  }
  @keyframes floatBadge { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-8px)} }
  .float-icon { font-size: 1.4rem; }
  .float-text-main { font-size: 0.78rem; font-weight: 600; color: var(--white); }
  .float-text-sub { font-size: 0.68rem; color: rgba(255,255,255,0.45); }

  @keyframes fadeUp { from{opacity:0;transform:translateY(30px)} to{opacity:1;transform:translateY(0)} }
  @keyframes fadeLeft { from{opacity:0;transform:translateX(40px)} to{opacity:1;transform:translateX(0)} }

  /* ─── COMMON SECTION STYLES ─── */
  .section-inner { max-width: 1200px; margin: 0 auto; padding: 100px 5%; }
  .section-label {
    display: inline-flex; align-items: center; gap: 8px;
    font-size: 0.72rem; font-weight: 700; letter-spacing: 0.14em;
    text-transform: uppercase; color: var(--gold); margin-bottom: 16px;
  }
  .section-label::before {
    content: ''; width: 20px; height: 2px; background: var(--gold); border-radius: 1px;
  }
  .section-title {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 700; color: var(--navy);
    letter-spacing: -0.03em; line-height: 1.15;
    margin-bottom: 16px;
  }
  .section-title.light { color: var(--white); }
  .section-desc { font-size: 1.05rem; color: var(--text-mid); line-height: 1.7; max-width: 560px; }
  .section-desc.light { color: rgba(255,255,255,0.6); }

  /* ─── TRUST FEATURES ─── */
  #features { background: var(--white); }
  .features-grid {
    display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px;
    margin-top: 60px;
  }
  .feature-card {
    background: var(--white);
    border: 1px solid rgba(11,31,59,0.08);
    border-radius: var(--radius-lg); padding: 36px 28px;
    transition: all var(--transition);
    position: relative; overflow: hidden; cursor: default;
  }
  .feature-card::before {
    content: ''; position: absolute; inset: 0;
    background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
    opacity: 0; transition: opacity var(--transition);
    border-radius: var(--radius-lg);
  }
  .feature-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-lg); }
  .feature-card:hover::before { opacity: 1; }
  .feature-card:hover .fc-icon-wrap { background: rgba(212,175,55,0.15); border-color: rgba(212,175,55,0.3); }
  .feature-card:hover .fc-title { color: var(--white); }
  .feature-card:hover .fc-desc { color: rgba(255,255,255,0.6); }
  .feature-card:hover .fc-num { color: rgba(212,175,55,0.3); }
  .fc-num {
    position: absolute; top: 20px; right: 24px;
    font-family: 'Playfair Display', serif;
    font-size: 3.5rem; font-weight: 700; color: #132641;
    line-height: 1; transition: color var(--transition);
    z-index: 1;
  }
  .fc-icon-wrap {
    width: 56px; height: 56px; border-radius: 14px;
    background: rgba(11,31,59,0.05); border: 1px solid rgba(11,31,59,0.08);
    display: flex; align-items: center; justify-content: center;
    margin-bottom: 24px; transition: all var(--transition);
    position: relative; z-index: 1;
  }
  .fc-icon-wrap svg { width: 26px; height: 26px; }
  .fc-title {
    font-family: 'Playfair Display', serif;
    font-size: 1.15rem; font-weight: 700; color: var(--navy);
    margin-bottom: 12px; transition: color var(--transition);
    position: relative; z-index: 1;
  }
  .fc-desc { font-size: 0.88rem; color: var(--text-mid); line-height: 1.65; transition: color var(--transition); position: relative; z-index: 1; }

  /* ─── ABOUT ─── */
  #about {
    background: linear-gradient(160deg, var(--navy) 0%, #0d2850 100%);
  }
  .about-inner {
    display: grid; grid-template-columns: 1fr 1.4fr; gap: 80px; align-items: center;
  }
  .about-photo-wrap { position: relative; }
  .about-photo {
    width: 100%; aspect-ratio: 3/4; border-radius: 24px;
    background: linear-gradient(160deg, rgba(212,175,55,0.1) 0%, rgba(212,175,55,0.03) 100%);
    border: 1px solid rgba(212,175,55,0.2);
    display: flex; align-items: center; justify-content: center;
    overflow: hidden; position: relative;
  }
  .about-photo-placeholder {
    display: flex; flex-direction: column; align-items: center; gap: 16px;
  }
  .profile-icon-wrap {
    width: 120px; height: 120px; border-radius: 50%;
    background: rgba(212,175,55,0.1); border: 2px solid rgba(212,175,55,0.3);
    display: flex; align-items: center; justify-content: center;
  }
  .profile-initials {
    font-family: 'Playfair Display', serif;
    font-size: 2.8rem; font-weight: 700; color: var(--gold);
  }
  .profile-name-placeholder { font-size: 0.85rem; color: rgba(255,255,255,0.3); letter-spacing: 0.1em; text-transform: uppercase; }
  .about-photo-badge {
    position: absolute; bottom: 24px; left: -24px;
    background: var(--gold); border-radius: 12px; padding: 14px 18px;
    display: flex; align-items: center; gap: 12px;
    box-shadow: var(--shadow-gold);
  }
  .apb-icon { font-size: 1.3rem; }
  .apb-text-main { font-size: 0.8rem; font-weight: 700; color: var(--navy); }
  .apb-text-sub { font-size: 0.7rem; color: rgba(11,31,59,0.6); }
  .about-tag-strip {
    position: absolute; top: 24px; right: -20px;
    display: flex; flex-direction: column; gap: 8px;
  }
  .about-tag {
    background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.1);
    border-radius: 8px; padding: 8px 14px;
    font-size: 0.75rem; color: rgba(255,255,255,0.7);
    backdrop-filter: blur(10px);
    display: flex; align-items: center; gap: 6px;
  }
  .about-tag span { font-size: 0.9rem; }
  .about-text { }
  .about-name {
    font-family: 'Playfair Display', serif;
    font-size: 2.4rem; font-weight: 700; color: var(--white);
    margin-bottom: 4px; letter-spacing: -0.02em;
  }
  .about-role {
    font-size: 0.88rem; color: var(--gold); font-weight: 600;
    letter-spacing: 0.06em; text-transform: uppercase;
    margin-bottom: 32px;
  }
  .about-desc {
    font-size: 1.05rem; color: rgba(255,255,255,0.65);
    line-height: 1.75; margin-bottom: 32px;
  }
  .about-stats { display: flex; gap: 40px; margin-bottom: 36px; }
  .stat-item { }
  .stat-number {
    font-family: 'Playfair Display', serif;
    font-size: 2.2rem; font-weight: 700; color: var(--gold);
    line-height: 1; display: block;
  }
  .stat-label { font-size: 0.78rem; color: rgba(255,255,255,0.45); text-transform: uppercase; letter-spacing: 0.06em; }
  .about-values { display: flex; flex-direction: column; gap: 12px; }
  .about-value {
    display: flex; align-items: center; gap: 12px;
    font-size: 0.9rem; color: rgba(255,255,255,0.65);
  }
  .about-value::before {
    content: ''; width: 16px; height: 16px; border-radius: 50%;
    background: rgba(212,175,55,0.15); border: 1px solid rgba(212,175,55,0.4);
    flex-shrink: 0; position: relative;
  }
  .about-value::after {
    content: '✓'; position: absolute;
    font-size: 0.6rem; color: var(--gold);
    margin-left: -28px;
    pointer-events: none;
  }

  /* ─── SERVICES ─── */
  #services { background: var(--bg); }
  .services-grid {
    display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px;
    margin-top: 60px;
  }
  .service-card {
    background: var(--white); border-radius: var(--radius-lg);
    padding: 40px; border: 1px solid rgba(11,31,59,0.08);
    transition: all var(--transition);
    position: relative; overflow: hidden;
  }
  .service-card::after {
    content: ''; position: absolute;
    bottom: 0; left: 0; right: 0; height: 3px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light));
    transform: scaleX(0); transition: transform var(--transition);
    transform-origin: left;
  }
  .service-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
  .service-card:hover::after { transform: scaleX(1); }
  .service-card-glow {
    position: absolute; top: 0; right: 0;
    width: 200px; height: 200px;
    background: radial-gradient(circle at 100% 0%, rgba(212,175,55,0.08), transparent 70%);
    pointer-events: none;
  }
  .sc-header { display: flex; align-items: flex-start; justify-content: space-between; margin-bottom: 20px; }
  .sc-icon {
    width: 52px; height: 52px; border-radius: 14px;
    background: linear-gradient(135deg, rgba(11,31,59,0.06), rgba(11,31,59,0.03));
    border: 1px solid rgba(11,31,59,0.08);
    display: flex; align-items: center; justify-content: center;
  }
  .sc-icon svg { width: 24px; height: 24px; }
  .sc-price-badge {
    background: linear-gradient(135deg, var(--navy), var(--navy-light));
    color: var(--white); border-radius: 10px; padding: 10px 16px; text-align: right;
  }
  .sc-price-from { font-size: 0.65rem; color: rgba(255,255,255,0.5); text-transform: uppercase; letter-spacing: 0.05em; display: block; }
  .sc-price { font-family: 'Playfair Display', serif; font-size: 1.3rem; font-weight: 700; color: var(--gold); line-height: 1; }
  .sc-title { font-family: 'Playfair Display', serif; font-size: 1.3rem; font-weight: 700; color: var(--navy); margin-bottom: 10px; }
  .sc-desc { font-size: 0.88rem; color: var(--text-mid); line-height: 1.65; }
  .sc-features { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 20px; }
  .sc-feature-tag {
    font-size: 0.72rem; color: var(--navy); font-weight: 600;
    background: rgba(11,31,59,0.05); border: 1px solid rgba(11,31,59,0.08);
    border-radius: 6px; padding: 4px 10px;
  }

  /* ─── UPLOAD SECTION ─── */
  #upload {
    background: linear-gradient(160deg, #0d2244 0%, var(--navy) 100%);
  }
  .upload-inner {
    display: grid; grid-template-columns: 1.2fr 1fr; gap: 80px; align-items: center;
  }
  .upload-benefits { display: flex; flex-direction: column; gap: 20px; margin-top: 36px; }
  .benefit-item {
    display: flex; align-items: center; gap: 16px;
    background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.08);
    border-radius: 12px; padding: 18px 20px;
    transition: all 0.3s;
  }
  .benefit-item:hover { background: rgba(212,175,55,0.06); border-color: rgba(212,175,55,0.2); }
  .benefit-icon {
    width: 40px; height: 40px; border-radius: 10px;
    background: rgba(212,175,55,0.1); border: 1px solid rgba(212,175,55,0.2);
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0; font-size: 1.1rem;
  }
  .benefit-text-main { font-size: 0.9rem; font-weight: 600; color: var(--white); }
  .benefit-text-sub { font-size: 0.78rem; color: rgba(255,255,255,0.4); margin-top: 2px; }
  .upload-qr-section { display: flex; flex-direction: column; align-items: center; gap: 24px; }
  .qr-card {
    background: rgba(255,255,255,0.05); border: 1px solid rgba(212,175,55,0.2);
    border-radius: 20px; padding: 32px; text-align: center;
    backdrop-filter: blur(20px); width: 100%; max-width: 280px;
  }
  .qr-placeholder {
    width: 140px; height: 140px; margin: 0 auto 20px;
    background: var(--white); border-radius: 12px;
    display: flex; align-items: center; justify-content: center;
    padding: 12px;
  }
  .qr-grid {
    width: 100%; height: 100%;
    background-image:
      repeating-conic-gradient(var(--navy) 0% 25%, white 0% 50%);
    background-size: 16px 16px;
    border-radius: 4px; opacity: 0.85;
  }
  .qr-label { font-size: 0.78rem; color: rgba(255,255,255,0.5); margin-bottom: 8px; letter-spacing: 0.05em; text-transform: uppercase; }
  .qr-app-name { font-family: 'Playfair Display', serif; font-size: 1.2rem; font-weight: 700; color: var(--white); margin-bottom: 4px; }
  .qr-sub { font-size: 0.78rem; color: rgba(255,255,255,0.4); }
  .office-code-card {
    background: linear-gradient(135deg, var(--gold), #b8960c);
    border-radius: 16px; padding: 20px 32px; text-align: center; width: 100%; max-width: 280px;
    box-shadow: var(--shadow-gold);
  }
  .occ-label { font-size: 0.7rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: rgba(11,31,59,0.6); margin-bottom: 4px; }
  .occ-code { font-family: 'DM Mono', monospace; font-size: 2.5rem; font-weight: 700; color: var(--navy); letter-spacing: 0.1em; line-height: 1; }
  .occ-sub { font-size: 0.75rem; color: rgba(11,31,59,0.55); margin-top: 4px; }

  /* ─── HOW IT WORKS ─── */
  #how { background: var(--white); }
  .how-steps {
    display: grid; grid-template-columns: repeat(4, 1fr);
    gap: 0; margin-top: 60px; position: relative;
  }
  .how-steps::before {
    content: ''; position: absolute;
    top: 40px; left: 12%; right: 12%; height: 2px;
    background: linear-gradient(90deg, var(--gold), var(--gold-light), var(--gold));
    z-index: 0;
    background-size: 200% 100%; animation: shimmer 3s linear infinite;
  }
  @keyframes shimmer { 0%{background-position:200% 0} 100%{background-position:-200% 0} }
  .how-step { text-align: center; padding: 0 20px; position: relative; z-index: 1; }
  .step-icon-wrap {
    width: 80px; height: 80px; border-radius: 50%;
    background: var(--white); border: 2px solid var(--gold);
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 24px; font-size: 1.6rem;
    box-shadow: 0 0 0 8px rgba(212,175,55,0.08);
    transition: all var(--transition);
    position: relative;
  }
  .how-step:hover .step-icon-wrap {
    background: var(--gold); transform: scale(1.1);
    box-shadow: 0 0 0 12px rgba(212,175,55,0.12), var(--shadow-gold);
  }
  .step-num {
    position: absolute; top: -6px; right: -6px;
    width: 24px; height: 24px; border-radius: 50%;
    background: var(--navy); color: var(--gold);
    font-size: 0.65rem; font-weight: 700; font-family: 'DM Mono', monospace;
    display: flex; align-items: center; justify-content: center;
    border: 2px solid var(--white);
  }
  .step-title { font-family: 'Playfair Display', serif; font-size: 1.05rem; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
  .step-desc { font-size: 0.82rem; color: var(--text-mid); line-height: 1.6; }

  /* ─── TESTIMONIALS ─── */
  #reviews { background: var(--bg); }
  .reviews-grid {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px;
    margin-top: 60px;
  }
  .review-card {
    background: var(--white); border-radius: var(--radius-lg);
    padding: 36px; border: 1px solid rgba(11,31,59,0.08);
    transition: all var(--transition);
    position: relative;
  }
  .review-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
  .review-quote {
    font-family: 'Playfair Display', serif;
    font-size: 3rem; color: var(--gold); line-height: 0.5;
    margin-bottom: 16px; opacity: 0.4;
  }
  .review-text { font-size: 0.92rem; color: var(--text-mid); line-height: 1.75; margin-bottom: 24px; font-style: italic; }
  .review-stars { display: flex; gap: 3px; margin-bottom: 16px; }
  .star { color: var(--gold); font-size: 1rem; }
  .review-author { display: flex; align-items: center; gap: 12px; }
  .author-avatar {
    width: 44px; height: 44px; border-radius: 50%;
    background: linear-gradient(135deg, var(--navy), var(--navy-light));
    display: flex; align-items: center; justify-content: center;
    font-family: 'Playfair Display', serif; font-size: 0.9rem; font-weight: 700; color: var(--gold);
    flex-shrink: 0;
  }
  .author-name { font-size: 0.9rem; font-weight: 700; color: var(--navy); }
  .author-detail { font-size: 0.75rem; color: var(--text-light); }

  /* ─── CTA SECTION ─── */
  #cta {
    background: linear-gradient(135deg, var(--navy) 0%, #0d2850 50%, var(--navy) 100%);
    background-size: 200% 200%; animation: gradShift 8s ease infinite;
  }
  @keyframes gradShift { 0%,100%{background-position:0% 50%} 50%{background-position:100% 50%} }
  .cta-inner { text-align: center; }
  .cta-title {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2.4rem, 5vw, 3.8rem);
    font-weight: 700; color: var(--white);
    letter-spacing: -0.03em; line-height: 1.1;
    margin-bottom: 20px;
  }
  .cta-title em { font-style: normal; color: var(--gold); }
  .cta-sub { font-size: 1.1rem; color: rgba(255,255,255,0.55); margin-bottom: 48px; }
  .cta-buttons { display: flex; justify-content: center; flex-wrap: wrap; gap: 16px; }

  /* ─── CONTACT ─── */
  #contact { background: var(--white); }
  .contact-grid {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px;
    margin-top: 60px;
  }
  .contact-card {
    background: var(--bg); border-radius: var(--radius-lg);
    padding: 40px; text-align: center;
    border: 1px solid rgba(11,31,59,0.08);
    transition: all var(--transition);
    text-decoration: none;
  }
  .contact-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: rgba(212,175,55,0.3); }
  .contact-icon {
    width: 64px; height: 64px; border-radius: 16px;
    background: linear-gradient(135deg, var(--navy), var(--navy-light));
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 20px; font-size: 1.6rem;
    box-shadow: 0 8px 24px rgba(11,31,59,0.2);
    transition: all var(--transition);
  }
  .contact-card:hover .contact-icon { background: linear-gradient(135deg, var(--gold), #b8960c); }
  .contact-type { font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--text-light); margin-bottom: 8px; }
  .contact-value { font-family: 'Playfair Display', serif; font-size: 1.2rem; font-weight: 700; color: var(--navy); }
  .contact-note { font-size: 0.78rem; color: var(--text-light); margin-top: 6px; }

  /* ─── FOOTER ─── */
  footer {
    background: var(--navy);
    padding: 60px 5% 36px;
  }
  .footer-inner {
    max-width: 1200px; margin: 0 auto;
  }
  .footer-top {
    display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 60px;
    padding-bottom: 48px; border-bottom: 1px solid rgba(255,255,255,0.08);
    margin-bottom: 32px;
  }
  .footer-brand-name {
    font-family: 'Playfair Display', serif;
    font-size: 1.4rem; font-weight: 700; color: var(--white);
    margin-bottom: 12px; display: flex; align-items: center; gap: 10px;
  }
  .footer-brand-desc { font-size: 0.85rem; color: rgba(255,255,255,0.4); line-height: 1.7; max-width: 280px; }
  .footer-col-title { font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.1em; color: var(--gold); margin-bottom: 20px; }
  .footer-links { display: flex; flex-direction: column; gap: 10px; }
  .footer-links a { font-size: 0.85rem; color: rgba(255,255,255,0.45); text-decoration: none; transition: color 0.2s; }
  .footer-links a:hover { color: var(--gold); }
  .footer-bottom {
    display: flex; align-items: center; justify-content: space-between;
    font-size: 0.8rem; color: rgba(255,255,255,0.3);
  }
  .footer-gold { color: var(--gold); }
  .footer-divider { width: 1px; height: 16px; background: rgba(255,255,255,0.15); }

  /* ─── SCROLL REVEAL ─── */
  .reveal { opacity: 0; transform: translateY(32px); transition: opacity 0.7s ease, transform 0.7s ease; }
  .reveal.visible { opacity: 1; transform: translateY(0); }
  .reveal-delay-1 { transition-delay: 0.1s; }
  .reveal-delay-2 { transition-delay: 0.2s; }
  .reveal-delay-3 { transition-delay: 0.3s; }
  .reveal-delay-4 { transition-delay: 0.4s; }

  /* ─── FLOATING SHAPES ─── */
  .float-shape {
    position: absolute; border-radius: 50%; filter: blur(60px); pointer-events: none; z-index: 0;
  }

  /* ─── RESPONSIVE ─── */
  @media(max-width: 1024px) {
    .features-grid { grid-template-columns: repeat(2, 1fr); }
    .services-grid { grid-template-columns: 1fr; }
    .about-inner, .upload-inner { grid-template-columns: 1fr; gap: 40px; }
    .hero-content { grid-template-columns: 1fr; gap: 40px; }
    .hero-visual { display: none; }
    .contact-grid { grid-template-columns: 1fr; }
    .footer-top { grid-template-columns: 1fr; gap: 32px; }
    .services-grid { grid-template-columns: repeat(2,1fr); }
  }
  @media(max-width: 768px) {
    .features-grid { grid-template-columns: 1fr; }
    .how-steps { grid-template-columns: repeat(2,1fr); gap: 40px; }
    .how-steps::before { display: none; }
    .reviews-grid { grid-template-columns: 1fr; }
    .services-grid { grid-template-columns: 1fr; }
    .about-stats { gap: 24px; }
    .hero-trust { flex-wrap: wrap; }
    .section-inner { padding: 70px 5%; }
  }
  @media(max-width: 480px) {
    .how-steps { grid-template-columns: 1fr; }
    .hero-buttons { flex-direction: column; }
    .cta-buttons { flex-direction: column; align-items: center; }
  }